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WI-CAS Certification

TL;DR
  • WI-CAS refers to the Wisconsin Casualty: General and State exam, Series 22-07, administered through PSI.
  • The scored blueprint is 100 questions in 2 hours, with 5-10 unscored experimental items possible.
  • Passing requires 70%; Insurance Regulation alone carries a 35% weight on the blueprint.
  • Prelicensing is 20 hours total: 8 shared hours plus 12 hours of casualty-specific content.

What Is the WI-CAS Certification?

WI-CAS, as used on this site, refers specifically to the Wisconsin Casualty Insurance Producer Exam, Series 22-07 - officially titled "Casualty: General and State" by the Wisconsin Office of the Commissioner of Insurance (OCI). This is a distinct examination from the state-only Series 22-08 and from the separate Property line exam, Series 22-05. Candidates preparing for a resident intermediary casualty license in Wisconsin sit this specific exam, not a combined property-and-casualty screen.

Passing the WI-CAS exam is a required step toward obtaining a resident insurance producer license with a casualty line of authority. It is not itself a standalone, separately renewable credential - it is one gate in the overall licensing process administered by OCI. If you're still getting oriented, the overview at What Is WI-CAS? and the terminology breakdown in WI-CAS Meaning are useful starting points before diving into exam mechanics.

Naming Note: Wisconsin's own exam code for this test is Series 22-07. "WI-CAS" is simply the shorthand this site uses to refer to that specific casualty examination - don't confuse it with unrelated credentials that share the same acronym elsewhere.

Who Administers and Delivers the Exam

The Wisconsin OCI sets licensing policy and prelicensing requirements, while PSI is the third-party testing provider that builds, schedules, and delivers the actual Series 22-07 exam. Candidates can sit the exam at a PSI test center or through remote proctoring, depending on availability and preference.

The official content outline PSI publishes for this exam is dated July 15, 2022, and the OCI-hosted PSI candidate bulletin carries a January 18, 2023 date. OCI's own fee page was last updated June 1, 2026, and its application instructions page was updated July 17, 2026 - so it's worth checking those pages directly for the most current procedural details even though the blueprint itself has been stable.

Registration, Fees, and Scheduling

Two separate fees apply to the WI-CAS licensing path, and candidates sometimes conflate them:

  • PSI examination fee: $75 per attempt, paid each time you sit for the exam.
  • Resident intermediary application fee: $10 per application, paid to OCI when you submit your license application - separate from the testing fee.

Because the exam fee is charged per attempt, retakes carry a real cost, which is one more reason to treat your first sitting seriously rather than as a diagnostic run. For a full accounting of every fee in the process, see WI-CAS Certification Cost 2026: Complete Pricing Breakdown. Scheduling logistics, blackout considerations, and how far in advance to book a slot are covered in WI-CAS Exam Dates 2026: Testing Windows, Deadlines & Scheduling.

Exam Format and Passing Standard

The Series 22-07 exam is a computer-based, closed-book, multiple-choice test. The scored blueprint consists of 100 questions administered within a 2-hour time limit. PSI may insert an additional 5 to 10 unscored experimental questions into the screen, which means the total number of items you see on test day may exceed 100 even though only 100 count toward your score. Don't assume every question you encounter is graded, and don't try to guess which ones aren't.

The passing standard is 70%. There's no partial credit weighting by domain on your score report - you either clear 70% overall or you don't. For a precise breakdown of how that threshold translates into raw questions and what "borderline" performance looks like, read WI-CAS Passing Score 2026: Exactly What You Need to Pass.

Key Takeaway

Plan your pacing around 100 scored questions in 120 minutes - roughly 72 seconds per question - while accepting that a handful of unscored items may quietly extend your total question count.

The Eight Content Domains

The Series 22-07 blueprint organizes content into eight official domains, each weighted differently. Understanding these weights is the single most important tactical decision you'll make in your prep, because study time should track exam weight, not personal comfort level.

DomainWeight
1. Insurance Regulation35%
4. Auto Insurance14%
3. Casualty Insurance Basics13%
5. Commercial Package Policy (CPP)10%
6. Businessowners Policy10%
2. General Insurance8%
7. Worker's Compensation Insurance5%
8. Other Coverages and Options5%

Domain 1: Insurance Regulation (35%)

This domain dominates the exam and covers Wisconsin-specific statutes, licensing rules, producer conduct, and regulatory authority exercised by OCI. Treat it as the domain that can single-handedly determine whether you pass or fail.

  • Producer licensing categories and lines of authority
  • OCI's regulatory powers and disciplinary process
  • Unfair trade practices and required disclosures

Domain 4: Auto Insurance (14%)

The second-heaviest domain, covering personal and commercial auto coverage structures, liability limits, and Wisconsin-specific auto insurance requirements that differ from generic policy language.

  • Liability, collision, and comprehensive coverage distinctions
  • Uninsured/underinsured motorist provisions
  • Wisconsin financial responsibility requirements

Domain 3: Casualty Insurance Basics (13%)

Foundational casualty concepts - the vocabulary and structure every other domain builds on, including liability theory, negligence, and general policy structure common to casualty lines.

  • Negligence, liability, and legal defenses
  • General policy conditions and endorsements
  • Underwriting basics for casualty risk

Domains 5 and 6 (Commercial Package Policy and Businessowners Policy) each carry 10%, and together represent nearly a quarter of the exam - don't treat them as afterthoughts just because neither cracks double digits individually. Domains 7 and 8 (Worker's Compensation and Other Coverages and Options) are each 5%, which makes them lower priority but not skippable, since a few missed points there can matter close to the 70% line. For a domain-by-domain study breakdown, see WI-CAS Exam Domains 2026: Complete Guide to All 8 Content Areas.

Prelicensing Education Requirements

Before sitting the Series 22-07 exam, resident applicants normally complete 20 hours of approved prelicensing education, split as:

  • 8 hours of insurance principles, Wisconsin law, and ethics (shared across lines)
  • 12 hours of casualty-specific content

If you've already completed that shared 8-hour block for another qualifying line within the past 12 months, you don't need to repeat it - only the line-specific hours are required again. Your course completion certificate is valid for one year, so timing your coursework relative to your exam date matters. Full eligibility details are covered in WI-CAS Requirements 2026: Eligibility, Prerequisites & How to Qualify.

After You Pass: Fingerprinting and Licensing

Passing the exam isn't the finish line - it's the trigger for a countdown. Candidates must complete fingerprinting and submit their license application within 180 days of passing. Fingerprint results themselves are also valid for 180 days, so both clocks run in parallel and neither can be indefinitely postponed.

Current OCI application instructions require:

  • Two valid forms of identification
  • Proof of required prelicensing education for the exam taken
  • Submission through NIPR after your examination result is available

Remember that the $10 resident intermediary application fee is paid at this stage, separate from the $75 PSI exam fee you already paid to sit the test.

What Historical Results Tell Candidates

OCI presented first-time Series 22-07 results at an Industry Day session in August 2024, covering 2022 outcomes. These are historical figures, not projections for 2026, but they're informative about relative performance across delivery modes:

  • In-person testing: 57% pass rate, with 252 candidates passing out of 442 first-time takers
  • Remote-proctored testing: 58% pass rate, with 335 candidates passing out of 579 first-time takers

The takeaway isn't that one delivery mode is dramatically easier - the rates are close - but that a meaningful share of first-time candidates in that historical dataset did not clear the bar. That's a strong argument for structured, domain-weighted preparation rather than a light skim of the material. For deeper analysis of what these figures mean for your own prep, see WI-CAS Pass Rate 2026: What the Data Shows and the broader difficulty assessment in How Hard Is the WI-CAS Exam? Complete Difficulty Guide 2026.

Who Hires WI-CAS-Licensed Producers

A resident casualty license backed by a passed Series 22-07 exam opens doors with independent agencies, captive carrier agencies, and brokerages writing personal and commercial casualty lines across Wisconsin. Producers with this license typically work with auto, commercial package, businessowners, and workers' compensation products - directly mirroring the domains tested on the exam. Employers value candidates who can speak fluently about regulatory obligations (Domain 1) alongside product knowledge (Domains 3 through 8), since both show up in day-to-day client conversations. For a look at how this license fits into broader career paths and compensation expectations, browse WI-CAS Jobs and WI-CAS Salary Guide 2026: Complete Earnings Analysis, and weigh the overall value proposition in Is the WI-CAS Certification Worth It? Complete ROI Analysis 2026.

Building a Domain-Weighted Study Plan

Generic study techniques - spaced repetition, timed drills, active recall - work best when they're mapped directly onto the Series 22-07 blueprint rather than applied evenly across all material.

Week 1

Insurance Regulation Foundation

  • Build a working command of Wisconsin licensing rules and OCI authority before touching product-specific content
  • Since this domain is 35% of the exam, budget the largest single block of time here
Week 2

Auto Insurance and Casualty Basics

  • Work through liability, negligence, and Wisconsin auto requirements together since they reinforce one another
  • Combined, these two domains are 27% of the exam
Week 3

CPP, BOP, and Remaining Product Lines

  • Cover Commercial Package Policy and Businessowners Policy together - they share structural logic
  • Add Worker's Compensation and Other Coverages and Options as lighter-weight review
Week 4

Full-Length Practice and Timing

  • Run timed practice sessions matching the 100-question, 2-hour format
  • Use full practice tests on the WI-CAS practice test platform to simulate exam-day pacing before your real attempt

For a more detailed week-by-week breakdown and specific resource recommendations, see the WI-CAS Study Guide 2026: How to Pass on Your First Attempt. A condensed reference for last-minute review is available in the WI-CAS Cheat Sheet 2026: One-Page Review of Must-Know Facts.

Practice Strategically: Since Insurance Regulation alone is worth more than the bottom four domains combined, run practice quizzes on our practice test site filtered by domain so you can verify your Domain 1 accuracy specifically, not just your overall score.

Renewal and Continuing Education

Once licensed, resident intermediaries renew biennially on their birth-month cycle. Renewal requires 24 continuing education hours, including 3 ethics hours, plus a $35 renewal fee. The initial licensing period aligns with that same birth-month cycle, so your first renewal window depends on when your license was issued relative to your birth month.

It's worth reiterating: passing the Series 22-07 exam itself is a one-time licensing step, not a credential you renew on its own. The renewal obligations attach to the license, not the exam.

Frequently Asked Questions

Is WI-CAS the same as the property exam or the state-only exam?

No. WI-CAS on this site refers specifically to Series 22-07, "Casualty: General and State." Property is a separate exam, Series 22-05, and the state-only casualty exam is Series 22-08 - a different test with different content.

How much does it cost to take the WI-CAS exam?

The PSI examination fee is $75 per attempt. Separately, the resident intermediary license application carries its own $10 fee paid to OCI after you pass, plus a $35 biennial renewal fee once licensed.

How many questions are on the exam and how long do I have?

The scored blueprint is 100 questions with a 2-hour time limit. PSI may add 5 to 10 unscored experimental questions, so your total screen count could be slightly higher than 100.

What score do I need to pass?

The passing standard is 70%. There's no separate minimum required per domain - your overall scored percentage determines a pass or fail result.

What happens immediately after I pass?

You have 180 days to complete fingerprinting and submit your license application, and your fingerprint results are also valid for 180 days. Submit your application through NIPR once your exam result is available, along with two forms of ID and proof of prelicensing completion.

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