- WI-CAS refers to Wisconsin Casualty: General and State, Series 22-07 - administered by OCI, delivered by PSI.
- The scored exam has 100 questions in 2 hours, plus possibly 5-10 unscored experimental items.
- Passing requires 70%, and Insurance Regulation alone makes up 35% of the blueprint.
- PSI charges a $75 exam fee; the resident application adds a separate $10 fee.
What Is A WI-CAS, Exactly?
On this site, "WI-CAS" refers specifically to the Wisconsin Casualty Insurance Producer Exam, Series 22-07 - the official title used by the Wisconsin Office of the Commissioner of Insurance (OCI) for the casualty line "General and State" examination. It is not the state-only companion exam (Series 22-08), and it is not a combined property-and-casualty exam. It is also distinct from the Property line exam, Series 22-05, which covers different content entirely.
Passing WI-CAS is a licensing milestone, not a standalone credential you renew on its own. Once you pass, the exam result becomes part of your application for a resident intermediary license authorizing you to sell casualty insurance products in Wisconsin. If you're still getting oriented to the terminology, our companion piece What Is WI-CAS? and the shorter breakdown at WI-CAS Meaning both unpack the acronym from slightly different angles.
Who Administers the Exam?
Two organizations govern the WI-CAS process:
- Wisconsin OCI sets licensing rules, prelicensing education requirements, and application procedures.
- PSI is the testing vendor that writes and delivers the actual exam, both at physical test centers and through remote proctoring.
The official outline candidates study from is dated July 15, 2022, and the OCI-hosted PSI candidate bulletin is dated January 18, 2023 - both are the authoritative documents for content weighting and testing policy. OCI's own pages covering fees and application instructions were more recently updated (June and July 2026, respectively), so it's worth checking the current bulletin before you schedule. For a full walkthrough of prerequisites, see WI-CAS Requirements 2026: Eligibility, Prerequisites & How to Qualify.
Exam Format and Structure
WI-CAS is a computer-based, closed-book, multiple-choice exam. You can sit for it at a PSI test center or through remote proctoring from home or office - both delivery methods count toward the same official result.
- Scored questions: 100
- Time limit: 2 hours
- Passing score: 70%
- Possible extras: PSI may insert 5-10 unscored experimental questions, meaning your total screen count could run slightly higher than 100 - those extra items don't count toward your score but you won't know which ones they are.
Because the blueprint describes a scored base rather than a fixed total, don't panic if your exam session shows more than 100 questions on screen. For the exact scoring mechanics and what "70%" really means question-by-question, read WI-CAS Passing Score 2026: Exactly What You Need to Pass.
Key Takeaway
Treat every question as scored during the exam - since experimental items are unlabeled, pacing yourself for all 100+ questions within the 2-hour window is the safest strategy.
The 8 WI-CAS Exam Domains
The Series 22-07 blueprint is organized into eight content domains, each carrying a different weight. Insurance Regulation dominates the exam at more than a third of all questions, so allocating disproportionate study time there is not optional - it's structurally necessary.
| Domain | Weight |
|---|---|
| Insurance Regulation | 35% |
| Auto Insurance | 14% |
| Casualty Insurance Basics | 13% |
| Commercial Package Policy (CPP) | 10% |
| Businessowners Policy | 10% |
| General Insurance | 8% |
| Worker's Compensation Insurance | 5% |
| Other Coverages and Options | 5% |
Insurance Regulation (35%)
This is the single largest domain by a wide margin, covering Wisconsin-specific licensing law, producer conduct, and state insurance statutes rather than general casualty product knowledge.
- Wisconsin statutory definitions and licensing authority
- Producer duties, unfair trade practices, and penalties
- State-specific regulatory procedures unique to Wisconsin
Auto Insurance (14%)
The second-largest domain, testing coverage structures, exclusions, and endorsements specific to personal and commercial auto policies.
- Liability, collision, and comprehensive coverage distinctions
- Uninsured/underinsured motorist provisions
- Policy exclusions and endorsement scenarios
Casualty Insurance Basics (13%)
Foundational casualty concepts that underpin the more specialized domains later in the blueprint.
- Core casualty terminology and risk classification
- General liability principles
- How casualty products differ from property lines
Because the domain weights are so uneven, memorizing every domain equally is inefficient. Our detailed breakdown of all eight areas - including the smaller but still testable domains like Worker's Compensation and Other Coverages and Options - is in WI-CAS Exam Domains 2026: Complete Guide to All 8 Content Areas.
Registration, Fees, and Licensing Steps
Getting licensed involves more than passing the exam. Here's the full sequence, based on current OCI and PSI mechanics:
- Prelicensing education: Resident applicants typically complete 20 hours - 8 hours of insurance principles plus Wisconsin law and ethics, and 12 hours of casualty-specific content. If you've completed the shared 8-hour portion for another qualifying line within the past 12 months, you don't have to repeat it.
- Course certificate validity: Your prelicensing completion certificate is valid for one year, so don't let it lapse before scheduling your exam.
- Schedule and pay for the exam: PSI charges a $75 fee per attempt.
- Sit for the exam: Bring two valid forms of identification and proof of your completed prelicensing education, as required by current OCI application instructions.
- Apply within 180 days: After passing, you must complete fingerprinting and submit your license application within 180 days. Fingerprint results themselves are also valid for 180 days.
- Pay the application fee: The resident intermediary license application carries its own separate $10 fee - distinct from the PSI exam fee.
- Submit through NIPR: Once your exam result is available, you file your license application through the National Insurance Producer Registry.
For a complete cost breakdown including retake scenarios and continuing education fees, see WI-CAS Certification Cost 2026: Complete Pricing Breakdown. If you want exact scheduling windows and how the 180-day fingerprinting clock interacts with test dates, check WI-CAS Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Who Actually Needs This Exam?
Anyone seeking to become a licensed casualty insurance producer in Wisconsin - whether working independently or joining an agency - needs to pass the Series 22-07 exam as part of their resident intermediary licensing process. This typically includes people entering roles at:
- Independent insurance agencies writing commercial and personal casualty lines
- Captive agency systems tied to a single carrier
- Insurance carriers hiring producers directly for casualty product lines
- Brokerages handling Businessowners Policies, Commercial Package Policies, and auto coverage placements
Once licensed, your resident intermediary license renews biennially on your birth-month cycle, requiring 24 continuing education hours (including 3 hours of ethics) and a $35 renewal fee. That renewal cycle is separate from the exam itself - passing WI-CAS is a one-time licensing step, not something you retest for periodically. For more on what career paths this opens up, browse WI-CAS Jobs and the earnings analysis in WI-CAS Salary Guide 2026: Complete Earnings Analysis.
What the Historical Results Show
OCI presented first-time Series 22-07 results for 2022 during an Industry Day presentation in August 2024. These are historical figures - not projections for 2026 - but they give useful context on the exam's difficulty:
- In-person testing: 57% pass rate, with 252 candidates passing out of 442.
- Remote testing: 58% pass rate, with 335 candidates passing out of 579.
Both delivery methods produced roughly similar outcomes, suggesting the testing format itself (in-person vs. remote) isn't the deciding factor - preparation is. For a deeper look at what these numbers mean for first-time and repeat candidates, read WI-CAS Pass Rate 2026: What the Data Shows. And if you're trying to gauge overall difficulty before committing study time, How Hard Is the WI-CAS Exam? Complete Difficulty Guide 2026 puts these results in context alongside the domain weighting.
Key Takeaway
Roughly four in ten first-time candidates did not pass in 2022, regardless of delivery method - a strong signal that the Insurance Regulation domain and casualty-specific product knowledge deserve deliberate, structured study rather than last-minute review.
Building a Domain-Based Prep Plan
Rather than studying every topic with equal intensity, sequence your review around the blueprint's actual weight distribution. A simple domain-first schedule looks like this:
Insurance Regulation Foundations
- Wisconsin statutes governing producer licensing
- Unfair trade practices and penalty structures
- State-specific regulatory procedures (this domain is 35% of the exam - start here)
Auto Insurance and Casualty Basics
- Auto coverage types, exclusions, and endorsements (14%)
- Core casualty terminology and liability principles (13%)
Commercial Products
- Commercial Package Policy structure and components (10%)
- Businessowners Policy eligibility and coverage forms (10%)
Remaining Domains and Full Review
- General Insurance concepts (8%)
- Worker's Compensation basics (5%)
- Other Coverages and Options (5%)
- Timed practice runs simulating the 2-hour, 100-question format
Generic techniques like spaced repetition or timed drills only pay off when they're mapped to this weighting - spend equal time on Worker's Compensation and Insurance Regulation, and you're studying against the exam's own math. A day-by-day version of this approach, including which practice question types to prioritize in each block, is laid out in WI-CAS Study Guide 2026: How to Pass on Your First Attempt. You can also run full-length timed simulations on our practice test platform to get comfortable with the pacing before test day.
Frequently Asked Questions
No. WI-CAS refers to Series 22-07, the casualty line exam. Property is a separate exam, Series 22-05, with different content and its own blueprint.
The scored blueprint is 100 questions, but PSI may add 5-10 unscored experimental questions, so your total screen count could be somewhat higher than 100. You won't be told which questions are experimental.
You need 70% on the scored portion of the exam. See WI-CAS Passing Score 2026: Exactly What You Need to Pass for a detailed breakdown.
You must complete fingerprinting and submit your license application within 180 days of passing, then file through NIPR once your result is available. The application carries a separate $10 fee from the $75 PSI exam fee.
Passing the exam itself doesn't expire, but it's a licensing step rather than a standalone renewable credential. Your resulting resident intermediary license renews biennially on your birth-month cycle with continuing education requirements.