- WI-CAS Exam Structure at a Glance
- Domain 1: Insurance Regulation (35%)
- Domain 2: General Insurance (8%)
- Domain 3: Casualty Insurance Basics (13%)
- Domain 4: Auto Insurance (14%)
- Domain 5: Commercial Package Policy (CPP) (10%)
- Domain 6: Businessowners Policy (10%)
- Domain 7: Worker's Compensation Insurance (5%)
- Domain 8: Other Coverages and Options (5%)
- Weighting Your Prep by Domain
- Registration, Fees, and Eligibility Mechanics
- Who Hires for This License
- FAQ
- Insurance Regulation is the single largest domain at 35% - master it first.
- Auto Insurance (14%) and Casualty Insurance Basics (13%) combine for over a quarter of the scored exam.
- The scored exam has 100 questions in 2 hours; PSI may add 5-10 unscored items on top.
- Passing requires 70%, and the exam is closed-book, multiple-choice, delivered by PSI in-person or remote.
WI-CAS Exam Structure at a Glance
The Wisconsin Casualty Insurance Producer Exam - officially Series 22-07, "Wisconsin Casualty: General and State" - is administered by PSI on behalf of the Wisconsin Office of the Commissioner of Insurance (OCI). It's important to be precise here: Series 22-07 is distinct from the state-only Series 22-08 exam and from Property Series 22-05. If you're studying for a combined property-and-casualty license, you're looking at a different exam entirely. This guide covers only Series 22-07.
The official outline breaks the exam into eight content domains, each carrying a fixed percentage weight. The scored portion consists of 100 multiple-choice questions, and candidates get two hours to complete the test. PSI may also slip in 5 to 10 unscored experimental questions used to evaluate future exam items - so don't panic if your screen count feels slightly higher than 100; the scoring itself is still based on the 100-question blueprint. You need 70% correct to pass, and the format is closed-book and computer-based, available at a PSI test center or through remote proctoring.
For a full breakdown of what "70%" actually means in terms of questions answered correctly, see our WI-CAS Passing Score guide. If you want context on how tough this exam has historically been for first-time takers, check WI-CAS Pass Rate 2026: What the Data Shows.
| Domain | Weight | Relative Priority |
|---|---|---|
| 1. Insurance Regulation | 35% | Highest - nearly 1 in 3 questions |
| 2. General Insurance | 8% | Moderate-low |
| 3. Casualty Insurance Basics | 13% | High |
| 4. Auto Insurance | 14% | High |
| 5. Commercial Package Policy (CPP) | 10% | Moderate |
| 6. Businessowners Policy | 10% | Moderate |
| 7. Worker's Compensation Insurance | 5% | Low |
| 8. Other Coverages and Options | 5% | Low |
Domain 1: Insurance Regulation (35%)
What This Domain Covers
Insurance Regulation is the backbone of the exam. Because Series 22-07 blends general insurance knowledge with Wisconsin-specific state law, this domain tests both universal regulatory concepts (licensing categories, producer duties, unfair trade practices) and Wisconsin-particular rules that won't appear on any other state's exam.
- Producer licensing requirements, appointment rules, and continuing education obligations
- Unfair claims settlement practices and prohibited conduct under Wisconsin insurance law
- Policy delivery, cancellation, nonrenewal notice requirements specific to Wisconsin
- OCI's regulatory authority and the consequences of noncompliance
- Ethical obligations tied to the 3 required ethics hours in continuing education
Because this domain is worth more than a third of your score, treat it as the anchor of your entire study plan. Skimming Wisconsin-specific statute language is the single biggest reason candidates underperform. Our WI-CAS Cheat Sheet condenses the most commonly tested regulation points into one page for last-minute review.
Domain 2: General Insurance (8%)
What This Domain Covers
This domain establishes the foundational vocabulary and mechanics that every other domain builds on - think of it as the "insurance 101" layer beneath the casualty-specific material.
- Basic insurance terminology: policy, premium, peril, hazard, indemnity
- Contract law fundamentals as applied to insurance policies
- Underwriting basics and risk classification concepts
- Policy structure: declarations, insuring agreements, exclusions, conditions
General Insurance is a small slice of the exam, but questions here are often the most straightforward - a good place to bank easy points early in your test.
Domain 3: Casualty Insurance Basics (13%)
What This Domain Covers
At 13%, Casualty Insurance Basics is the third-largest domain and sets up the coverage-specific material that follows in later domains.
- Liability concepts: negligence, legal liability, tort law fundamentals
- Types of casualty exposures and how they differ from property exposures
- Common casualty policy provisions and structure
- Limits of liability, deductibles, and how they interact across casualty lines
Key Takeaway
Don't treat Domain 3 as a warm-up - its liability and negligence concepts reappear inside Auto, CPP, Businessowners, and Workers' Comp questions. Weak fundamentals here cost you points across four other domains.
Domain 4: Auto Insurance (14%)
What This Domain Covers
Auto Insurance is the second-largest domain on the exam, reflecting how central personal and commercial auto coverage is to a casualty producer's daily work in Wisconsin.
- Personal auto policy structure: liability, medical payments, uninsured/underinsured motorist coverage
- Physical damage coverages: collision and comprehensive
- Wisconsin financial responsibility and mandatory coverage requirements
- Commercial auto exposures and how they differ from personal auto
- Exclusions unique to auto policies and common endorsements
Because Auto and Casualty Basics together represent 27% of the scored exam, candidates who master negligence concepts in Domain 3 usually find Domain 4's liability questions easier to reason through rather than memorize.
Domain 5: Commercial Package Policy (CPP) (10%)
What This Domain Covers
The Commercial Package Policy domain tests your understanding of how multiple commercial coverage lines combine into a single package for business clients.
- Structure of a CPP: common policy conditions plus individual coverage parts
- How commercial general liability fits within a package policy
- Rating and eligibility considerations for combining coverages
- Distinguishing a CPP from a monoline commercial policy
Candidates sometimes confuse CPP structure with Businessowners Policy structure (Domain 6) - understanding the differences between these two commercial approaches is worth deliberate study time given they jointly account for 20% of the exam.
Domain 6: Businessowners Policy (10%)
What This Domain Covers
The Businessowners Policy (BOP) domain focuses on the packaged, simplified coverage form designed for smaller, lower-risk businesses.
- BOP eligibility requirements and typical qualifying business types
- Standard property and liability coverages bundled into a BOP
- Common exclusions and available endorsements
- Key differences between a BOP and a full Commercial Package Policy
Since CPP and BOP together make up a fifth of your score, build a simple side-by-side comparison chart during review - it's one of the fastest ways to lock in the distinctions the exam tests.
Domain 7: Worker's Compensation Insurance (5%)
What This Domain Covers
Worker's Compensation is a smaller domain, but it introduces coverage concepts and statutory obligations unique to employer-employee liability.
- Statutory benefits: medical, disability, and death benefits for injured employees
- Employer's liability coverage as a companion to statutory workers' comp
- Coverage exclusions and how workers' comp interacts with other liability policies
- Basic classification and experience-rating concepts
Domain 8: Other Coverages and Options (5%)
What This Domain Covers
The final domain is a catch-all for casualty-adjacent coverages and endorsement options that don't fit neatly into the other seven categories.
- Umbrella and excess liability coverage concepts
- Miscellaneous endorsements that modify standard casualty forms
- Specialty coverage options a casualty producer may encounter
At 5% each, Domains 7 and 8 combined are worth the same as Domain 6 alone - factor that into how many practice hours you allocate to each.
Weighting Your Prep by Domain
Generic study techniques only help if they're applied against the right material in the right order. Because Insurance Regulation alone is worth 35%, and Auto plus Casualty Basics add another 27%, roughly two-thirds of your score comes from just three of the eight domains. A simple spaced-repetition approach - reviewing Domain 1 flashcards every other day while cycling through the remaining domains weekly - tends to outperform an even split across all eight areas.
Insurance Regulation + General Insurance
- Build a Wisconsin-specific statute reference sheet
- Drill licensing, appointment, and unfair-practices rules daily
Casualty Basics + Auto Insurance
- Master negligence and liability vocabulary first
- Apply those concepts to personal and commercial auto scenarios
CPP + BOP + Workers' Comp
- Create a CPP-vs-BOP comparison chart
- Memorize statutory workers' comp benefits
Other Coverages + Full Review
- Cover umbrella/excess and miscellaneous endorsements
- Run full-length timed practice sessions on our practice test platform
For a more detailed week-by-week plan built around this same domain weighting, see the full WI-CAS Study Guide 2026. If you're still deciding how difficult this exam is relative to your background, How Hard Is the WI-CAS Exam? breaks down the historical results in more depth.
Registration, Fees, and Eligibility Mechanics
Understanding domain weights matters, but so does understanding the mechanics around the exam itself. PSI charges a $75 examination fee per attempt, and the separate resident intermediary application fee is $10 per application - these are two distinct charges, not one combined fee. Full cost breakdowns, including how these fees stack up against total licensing costs, are covered in WI-CAS Certification Cost 2026.
Before sitting for Series 22-07, resident applicants typically complete 20 hours of OCI-approved prelicensing education: 8 hours covering insurance principles plus Wisconsin law and ethics, and 12 hours specific to casualty content. If you're also pursuing another qualifying line within 12 months, that shared 8-hour block doesn't need to be repeated. The prelicensing course certificate itself is valid for one year, so timing matters - don't complete your coursework too far ahead of your target exam date.
For the complete eligibility checklist, including documentation specifics, visit WI-CAS Requirements 2026. And if you're mapping out when to schedule your test around these deadlines, WI-CAS Exam Dates 2026 covers testing windows and scheduling logistics.
Once licensed, resident intermediaries renew biennially on their birth-month cycle, requiring 24 continuing education hours (including 3 ethics hours) and a $35 renewal fee. Passing Series 22-07 is a licensing step rather than a standalone renewable credential - the ongoing renewal obligation sits with your license, not with the exam itself.
Who Hires for This License
A passing result on Series 22-07 clears the path to a resident intermediary license authorizing you to sell casualty insurance products in Wisconsin - auto, commercial liability, workers' compensation, and related lines covered across the eight domains above. Independent agencies, captive carrier offices, and commercial lines departments across Wisconsin look for producers licensed on this casualty line specifically, since it's distinct from the property-only license under Series 22-05.
If you're weighing whether pursuing this license fits your career goals, Is the WI-CAS Certification Worth It? walks through the trade-offs, and WI-CAS Jobs surveys the kinds of roles that call for this specific license. Compensation expectations are addressed separately in WI-CAS Salary Guide 2026.
Regardless of the employer, every hiring conversation traces back to the same eight domains covered on Series 22-07 - which is exactly why understanding domain weight, not just domain names, should drive your final review before test day. Practicing full-length, timed question sets on our practice exam site before scheduling your official PSI appointment is one of the most reliable ways to confirm you're ready across all eight areas, not just your strongest one or two.
Frequently Asked Questions
Start with Insurance Regulation. At 35% of the scored exam, it carries more weight than any three other domains combined, and its concepts (producer duties, unfair practices, Wisconsin-specific rules) recur throughout the test.
Yes. The 20-hour OCI-approved prelicensing curriculum - 8 hours of insurance principles, law, and ethics plus 12 hours of casualty content - is built to prepare candidates for these exact eight domains on Series 22-07.
No. Series 22-07 is the casualty-specific exam. Property coverage is tested under a separate Series 22-05 exam, and Series 22-08 is a different, state-only exam. Confirm you're studying for the correct series before you register.
The scored blueprint is 100 questions across the eight domains, with a two-hour time limit. PSI may add 5 to 10 unscored experimental questions, so your total screen count could be slightly higher than 100.
No. Worker's Compensation Insurance and Other Coverages and Options are each only 5%, but together they equal a mid-weight domain like Businessowners Policy. Light review of both is still worthwhile given the 70% passing standard.