- WI-CAS (Series 22-07) requires a flat 70% score on the scored portion of the exam.
- The scored blueprint is 100 questions in a 2-hour window; PSI may add 5-10 unscored items.
- Insurance Regulation is worth 35% of your score - the single biggest lever for passing.
- Auto Insurance (14%) and Casualty Insurance Basics (13%) are the next-largest scoring blocks.
The WI-CAS Passing Standard Explained
If you're preparing for the Wisconsin Casualty: General and State exam, Series 22-07, the number that matters most is simple: 70%. That is the passing standard set by the Wisconsin Office of the Commissioner of Insurance (OCI) for this specific casualty line examination, administered through PSI. There is no sliding scale, no curve, and no separate cut score published for different testing windows - 70% correct on the scored questions is the bar, whether you sit at a PSI test center or test remotely with a proctor watching through your webcam.
It's worth being precise about which exam this refers to. WI-CAS on this site means the Wisconsin Casualty Producer Exam, Series 22-07 - general and state content combined. That's distinct from the state-only Series 22-08 exam and from Property Series 22-05. If you searched for passing-score information and landed on details about a different exam, double-check the series number on your candidate bulletin before you study another domain list.
Scored Questions, Experimental Items, and Time Limit
The official blueprint for Series 22-07 calls for 100 scored questions delivered in a 2-hour time limit. That's the number your 70% passing standard applies to - meaning you generally need to answer roughly 70 of those 100 scored items correctly, give or take how PSI weights any equating adjustments.
Here's the detail that trips people up: PSI may insert 5 to 10 unscored experimental questions into the exam alongside the 100 scored ones. These pretest items look identical to real questions - same multiple-choice, closed-book format - but they don't count toward your result. You won't know which ones are experimental, so the smart approach is to treat every question on screen as if it counts. Don't waste mental energy trying to guess which items are "extra"; it's not possible to identify them reliably, and doing so only burns clock time you need for the exam.
Because experimental items are added on top of the scored base, your total screen count may run higher than 100 - but your grade is calculated only against the fixed 100-question scored set. For a deeper breakdown of exactly how the exam is administered, see the WI-CAS Exam Domains 2026: Complete Guide to All 8 Content Areas.
Key Takeaway
Answer every question as though it's scored. With 100 scored items in 2 hours, you have roughly 1.2 minutes per question - pacing discipline matters as much as content knowledge.
Why Domain Weight Determines Your Score
Not all eight domains contribute equally to your 70% target. The exam outline weights content unevenly, and understanding that weighting is the fastest way to convert study hours into points.
| Domain | Weight | Approx. Scored Questions |
|---|---|---|
| 1. Insurance Regulation | 35% | ~35 |
| 4. Auto Insurance | 14% | ~14 |
| 3. Casualty Insurance Basics | 13% | ~13 |
| 5. Commercial Package Policy (CPP) | 10% | ~10 |
| 6. Businessowners Policy | 10% | ~10 |
| 2. General Insurance | 8% | ~8 |
| 7. Worker's Compensation Insurance | 5% | ~5 |
| 8. Other Coverages and Options | 5% | ~5 |
Look at that table again: Insurance Regulation alone accounts for over a third of your entire score. Combined with Auto Insurance and Casualty Insurance Basics, the top three domains represent 62% of the scored exam. If you're weak in those three areas but strong everywhere else, you can still fall short of 70% overall. Conversely, mastering those three domains puts you within striking distance of passing even before you touch the smaller domains.
Domain 1: Insurance Regulation (35%)
This domain covers Wisconsin-specific licensing law, producer conduct standards, and OCI regulatory requirements - content that won't appear on generic national casualty materials.
- Wisconsin statutes governing intermediary licensure and conduct
- Unfair trade practices and claims-handling regulation
- Producer duties, disclosure requirements, and penalties for violations
Domain 4: Auto Insurance (14%)
The second-largest domain tests personal and commercial auto policy structure, coverage parts, and state-specific auto requirements.
- Liability, collision, comprehensive, and uninsured motorist coverage
- Wisconsin financial responsibility and mandatory coverage rules
- Policy exclusions and endorsements specific to auto lines
For a full walkthrough of what each of the eight domains actually tests - including the smaller-weighted ones that still require accuracy - read WI-CAS Exam Domains 2026: Complete Guide to All 8 Content Areas.
Doing the Points Math: What 70% Really Means
Translating the passing standard into a study plan is straightforward once you think in points instead of percentages. With 100 scored questions worth roughly one point each, you need approximately 70 correct answers to clear the standard. That means you have room for about 30 misses across the entire exam - but those misses aren't evenly "affordable" across domains.
Missing 10 questions in Insurance Regulation (35% weight) is a much bigger dent than missing 10 questions in Worker's Compensation Insurance (5% weight), simply because Regulation carries more scored items overall. This is why candidates who treat all eight domains as equally important often underperform relative to their raw study time - they spread effort evenly across a blueprint that isn't structured evenly.
What OCI's Historical Results Suggest
OCI has published historical first-time pass results for Series 22-07 candidates. In 2022, first-time takers passed at a 57% rate in person (252 out of 442 candidates) and a 58% rate remotely (335 out of 579 candidates). OCI presented these figures in an August 2024 industry presentation - they reflect a specific historical cohort, not a guaranteed outcome for any future test date, and they are not a forecast for 2026.
What these numbers tell you qualitatively is that a meaningful share of first-time candidates fall short of the 70% passing standard, in both delivery formats. That's a useful reality check: this is not an exam where casual review reliably clears the bar. For a closer look at how these historical results break down and what they may imply about exam difficulty, see WI-CAS Pass Rate 2026: What the Data Shows and How Hard Is the WI-CAS Exam? Complete Difficulty Guide 2026.
Aligning Study Time With the Passing Threshold
Because the passing standard is fixed at 70% and the domain weights are published, you can build a study sequence that mirrors the exam's actual scoring structure rather than a generic outline. Resident applicants typically complete 20 hours of approved prelicensing education - 8 hours of insurance principles plus Wisconsin law and ethics, and 12 hours of casualty-specific content - before sitting for the exam. Use that prelicensing coursework as your foundation, then layer targeted review on top of it in proportion to domain weight.
Insurance Regulation
- Review Wisconsin statutes on licensing, conduct, and unfair claims practices
- Drill practice questions on producer duties and disclosure rules
Auto Insurance and Casualty Insurance Basics
- Map out personal and commercial auto coverage parts
- Review core casualty concepts: liability theory, negligence, and policy structure
CPP, Businessowners, and General Insurance
- Compare Commercial Package Policy components against Businessowners Policy scope
- Reinforce general insurance terminology likely to appear across multiple domains
Worker's Comp, Other Coverages, and Full Timed Review
- Cover the two smallest domains so no easy points are left uncovered
- Run a full 100-question timed simulation to test pacing against the 2-hour limit
This is one workable sequence, not the only one - for a more detailed, day-by-day approach to first-attempt preparation, see the WI-CAS Study Guide 2026: How to Pass on Your First Attempt. Whatever schedule you use, the goal is the same: spend your limited hours where the scored points actually live, and run practice questions on the WI-CAS practice test platform to see how close you sit to that 70% line before exam day.
Key Takeaway
Simulate the full 100-question, 2-hour format at least once before your real attempt. Timed practice on a full-length practice test reveals whether you're pacing correctly, not just whether you know the material.
After You Clear 70%: What Comes Next
Passing Series 22-07 is a licensing milestone, not a standalone credential you renew separately. Once you clear the 70% threshold, several time-sensitive steps follow. You must complete fingerprinting and submit your license application within 180 days of passing - fingerprint results themselves are also only valid for 180 days, so don't let the two timelines drift apart. Your license application goes through NIPR after your exam result is available, and OCI's current application instructions require two valid forms of identification plus proof of your completed prelicensing education.
Keep in mind the fee structure is separate from the exam itself: PSI charges $75 per exam attempt, and the resident intermediary application carries its own $10 application fee. If you don't pass on the first try, you'll pay the $75 again to reattempt - another reason to treat the 70% standard as a firm target rather than a rough guess. A full cost breakdown, including these fees and renewal costs, is available at WI-CAS Certification Cost 2026: Complete Pricing Breakdown.
Once licensed, resident intermediary licenses renew on a biennial birth-month cycle, requiring 24 continuing education hours (including 3 ethics hours) and a $35 renewal fee - but that renewal cycle is about maintaining your license, not retaking this exam. If you're still deciding whether pursuing this line is worth the time and fees involved, Is the WI-CAS Certification Worth It? Complete ROI Analysis 2026 walks through the tradeoffs, and WI-CAS Requirements 2026: Eligibility, Prerequisites & How to Qualify covers eligibility in full before you even schedule your PSI appointment.
FAQ
You need 70% correct on the scored portion of the exam. With 100 scored questions on the blueprint, that works out to roughly 70 correct answers, though PSI's scoring methodology applies the percentage to the scored item set rather than a raw fixed count.
No. PSI may add 5 to 10 unscored experimental questions to the exam, but your passing calculation is based only on the 100 scored questions. You cannot identify which items are experimental during the test, so answer everything carefully.
Insurance Regulation, at 35% of the blueprint, has the largest single impact on your score. Auto Insurance (14%) and Casualty Insurance Basics (13%) are the next-highest-weighted domains and deserve proportionally more review time than the smaller domains.
Yes. The passing standard is set by OCI for the Series 22-07 exam itself and does not change based on delivery method, whether you test at a PSI test center or through remote proctoring.
You can retake the exam, but each attempt requires a new $75 PSI fee. Reviewing your weakest domains against the published weighting - especially Insurance Regulation, Auto Insurance, and Casualty Insurance Basics - before rescheduling is the most efficient path to clearing the standard on your next try.