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WI-CAS Cheat Sheet 2026: One-Page Review of Must-Know Facts

TL;DR
  • WI-CAS is officially Wisconsin Casualty: General and State, Series 22-07 - not 22-08 or the combined P&C exam.
  • 100 scored questions, 2-hour limit, 70% passing standard, delivered by PSI at a test center or remotely.
  • Insurance Regulation carries 35% of the exam - nearly triple the next-largest domain.
  • PSI exam fee is $75 per attempt; the separate resident intermediary application fee is $10.

Exam Snapshot: The Numbers You Must Memorize

Before you touch a single practice question, lock in the structural facts of the Wisconsin Casualty Insurance Producer Exam (Series 22-07). These numbers govern how you pace your study time, how you budget for the test, and how you interpret your practice scores. This cheat sheet is meant to sit next to your notes as a one-page reference - for a fuller walkthrough of each item, see the WI-CAS Study Guide 2026: How to Pass on Your First Attempt.

FactDetail
RegulatorWisconsin Office of the Commissioner of Insurance (OCI)
Testing providerPSI
Official examCasualty: General and State, Series 22-07
Scored questions100, multiple-choice, closed-book
Unscored questions5-10 experimental items possibly added by PSI
Time limit2 hours
Passing score70%
DeliveryTest center or remote-proctored
PSI exam fee$75 per attempt
Resident intermediary application fee$10 per application
Watch the Screen Count: Your test screen may show more than 100 questions because PSI can insert 5-10 unscored experimental items. Don't panic mid-exam if the count feels higher than expected - the scored base is still 100 questions at a 70% passing standard.

The 8 Domains at a Glance

Series 22-07 is built from eight official domains, and the weighting is lopsided. Insurance Regulation alone accounts for more than a third of the exam, which means a candidate who under-studies that one area is taking on outsized risk. For a topic-by-topic breakdown of every domain, read the WI-CAS Exam Domains 2026: Complete Guide to All 8 Content Areas.

DomainWeight
1. Insurance Regulation35%
2. General Insurance8%
3. Casualty Insurance Basics13%
4. Auto Insurance14%
5. Commercial Package Policy (CPP)10%
6. Businessowners Policy10%
7. Worker's Compensation Insurance5%
8. Other Coverages and Options5%

Key Takeaway

Insurance Regulation, Auto Insurance, and Casualty Insurance Basics together make up 62% of the scored exam. Master those three domains first before touching Worker's Compensation or Other Coverages.

Registration, Fees & Deadlines Cheat Sheet

Money and paperwork trip up more candidates than the actual content does. Here is the mechanical sequence, stripped of anything extraneous. For a full pricing breakdown across every stage, see the WI-CAS Certification Cost 2026: Complete Pricing Breakdown.

  • PSI exam fee: $75 per attempt, paid each time you sit the exam.
  • Resident intermediary application fee: a separate $10 per application, distinct from the PSI fee.
  • Identification: bring two valid forms of ID to the test center or remote session.
  • Proof of prelicensing: current OCI instructions require proof of your required prelicensing education at the time of application.
  • Fingerprinting: complete fingerprinting and submit your license application within 180 days of passing; fingerprint results themselves are also valid for 180 days.
  • Application submission: file your license application through NIPR only after your examination result is available.
Don't Confuse the Series Numbers: Series 22-07 covers Wisconsin Casualty: General and State. It is not the state-only Series 22-08 exam and not a combined property-and-casualty exam (Property is the separate Series 22-05). Confirm you registered for 22-07 before you pay the PSI fee.

Prelicensing & Licensing Checklist

Resident applicants complete 20 hours of approved prelicensing education broken into two pieces: 8 hours of insurance principles, Wisconsin law, and ethics, plus 12 hours of casualty-specific content. If you already completed that shared 8-hour block for another qualifying line within the past 12 months, you don't have to repeat it. Full eligibility details, including who qualifies as a resident applicant, are covered in the WI-CAS Requirements 2026: Eligibility, Prerequisites & How to Qualify guide.

  • Complete 20 hours of approved prelicensing education (8 shared + 12 casualty-specific).
  • Keep your course certificate - it is valid for one year, so don't let it expire before you sit the exam.
  • Schedule your PSI exam session for Series 22-07 specifically.
  • Pass with a 70% score, then complete fingerprinting within 180 days.
  • Submit your license application via NIPR once results are available, alongside the $10 application fee.

Key Takeaway

Passing Series 22-07 is one step in a licensing process, not a standalone renewable certification. The license itself renews biennially - the exam pass does not.

Question Format & Passing Standard

The exam is computer-based, closed-book, and entirely multiple-choice - there is no written or scenario-response component. You'll see 100 scored items within a 2-hour window, and PSI may mix in 5-10 unscored experimental questions that look identical to the graded ones. That means every question deserves full attention; you cannot reliably identify which items are "extra." A 70% passing standard applies to the scored portion only.

If you're trying to gauge realistically how tough this feels compared to other producer exams, the How Hard Is the WI-CAS Exam? Complete Difficulty Guide 2026 article walks through the difficulty picture using OCI's own historical results. For the exact scoring mechanics, see WI-CAS Passing Score 2026: Exactly What You Need to Pass.

Historical Context, Not a 2026 Forecast: OCI's 2022 first-time results (presented in August 2024) showed 57% passing in person (252 of 442) and 58% passing remotely (335 of 579) for Series 22-07. These are historical figures, not a guaranteed 2026 outcome - see the WI-CAS Pass Rate 2026: What the Data Shows for full context.

High-Value Topics by Domain

Because weighting is so uneven, treat your review time like a budget. Here's what to prioritize inside the domains that matter most on test day.

Domain 1: Insurance Regulation (35%)

This is the single largest domain by a wide margin, so gaps here do the most damage to your score.

  • Wisconsin producer licensing rules, ethics standards, and OCI authority
  • Unfair trade practices and claims-handling regulations
  • Policy provisions mandated by state statute

Domain 4: Auto Insurance (14%)

The second-largest domain and one where terminology precision matters.

  • Liability, medical payments, uninsured/underinsured motorist coverage
  • Physical damage coverages: collision and comprehensive
  • Wisconsin-specific auto insurance requirements

Domain 3: Casualty Insurance Basics (13%)

Foundational vocabulary that supports questions across the rest of the exam.

  • Core casualty concepts: negligence, liability, indemnity
  • Policy structure - declarations, insuring agreement, conditions, exclusions
  • How casualty lines differ from property lines

Domains 5 & 6: CPP and Businessowners Policy (10% each)

Two commercial-lines domains that overlap conceptually - study them back to back.

  • What lines a Commercial Package Policy can bundle
  • Businessowners Policy eligibility and coverage limitations versus CPP
  • Endorsements common to small commercial accounts

Domains 7 and 8 - Worker's Compensation Insurance and Other Coverages and Options - each carry only 5%, so review them for concept recognition rather than deep memorization once your higher-weight domains are solid. This weighting logic is explained in more depth in the WI-CAS Exam Domains 2026 guide.

Final-Week Review Schedule

If you're in your last stretch before test day, sequence your review by domain weight rather than by textbook chapter order. This isn't a generic study calendar - it's built directly around the Series 22-07 blueprint percentages.

Days 1-2

Insurance Regulation (35%)

  • Drill Wisconsin licensing and ethics rules until recall is automatic
  • Review unfair claims practices and statutory policy provisions
Day 3

Auto Insurance (14%) + Casualty Basics (13%)

  • Compare liability vs. physical damage coverage triggers
  • Reinforce core casualty vocabulary with flashcards
Day 4

CPP (10%) + Businessowners Policy (10%)

  • Contrast CPP flexibility against BOP eligibility limits
  • Run practice sets that mix both commercial domains
Day 5

Worker's Comp (5%), Other Coverages (5%), General Insurance (8%)

  • Skim rather than deep-dive - these are lower-weight domains
  • Focus on definitions likely to appear as single-answer recall items
Day 6-7

Full Practice Exams & Weak-Spot Review

  • Simulate the 2-hour, 100-question format under timed conditions
  • Retest only the domains where you missed multiple questions

Key Takeaway

Spend roughly proportional time to domain weight - Insurance Regulation deserves nearly three times the attention of Auto Insurance, and about seven times the attention of Worker's Compensation.

Common Last-Minute Mistakes

  • Registering for the wrong series. Double-check you're scheduled for Series 22-07, not 22-08 or a combined P&C exam.
  • Letting the course certificate lapse. It's valid for one year - schedule your PSI exam before that clock runs out.
  • Missing the 180-day fingerprint window. Both fingerprinting completion and results have a 180-day validity tied to your passing date.
  • Confusing the fees. The $75 PSI fee and the $10 resident application fee are separate charges for separate steps.
  • Ignoring domain weighting. Spending equal time on Worker's Compensation (5%) and Insurance Regulation (35%) wastes limited study hours.

For a broader view of whether the licensing path is worth the investment given the fees, hours, and career outcomes, see Is the WI-CAS Certification Worth It? Complete ROI Analysis 2026. If you're evaluating career direction rather than exam mechanics, the WI-CAS Salary Guide 2026: Complete Earnings Analysis and WI-CAS Jobs pages are useful next reads.

Once you've reviewed the concepts above, put them to work with realistic practice questions on our practice test platform - running full timed simulations on the main practice site is the fastest way to confirm this cheat sheet has actually stuck.

FAQ

What exactly does WI-CAS refer to on this site?

On wicasexam.com, WI-CAS refers specifically to the Wisconsin Casualty Insurance Producer Exam, Series 22-07 - the Casualty: General and State exam administered by PSI on behalf of the Wisconsin OCI. It is distinct from Series 22-08 and from the separate Property Series 22-05.

How many questions are on the exam and how long do I get?

The scored blueprint contains 100 multiple-choice questions with a 2-hour time limit. PSI may add 5-10 unscored experimental questions, so your screen count could look higher than 100.

What score do I need to pass?

You need 70% on the scored portion of the exam. See the WI-CAS Passing Score 2026 guide for how that standard is applied.

What happens after I pass the exam?

You must complete fingerprinting and submit your license application within 180 days of passing. Application submission happens through NIPR once your exam result is available, along with the separate $10 resident application fee.

Which domain should I prioritize most?

Insurance Regulation, at 35% of the exam, is by far the largest domain. Auto Insurance (14%) and Casualty Insurance Basics (13%) come next. Together these three domains make up well over half the scored exam.

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